Side-by-side · Q2 2026 data
Lakes Federal Credit Union vs Financial Health Federal Credit Union
Credit union
Financial Health Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Lakes Federal Credit Union | Financial Health Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 69 (stronger) | 27 |
| Earnings | 61 (stronger) | 0 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 82 |
| Peer percentile | 72nd | 6th |
| Total assets | $28.0M | $30.2M |
| Deposits / shares | $23.7M | $27.0M |
| Capital ratio | 15.19% (stronger) | 10.41% |
| Problem loans | 0.92% (stronger) | 2.20% |
| Net charge-offs | -0.10% (stronger) | 6.89% |
| Return on assets | 1.04% (stronger) | -3.54% |
| Loans ÷ deposits | 65.5% | 46.4% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakes Federal Credit Union has the higher TellerScore (83 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Lakes Federal Credit Union leads on 6 and Financial Health Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.