Side-by-side · Q2 2026 data
Lakeside Bank vs Bank of DeSoto, National Association
Metric by metric
| Measure | Lakeside Bank | Bank of DeSoto, National Association |
|---|---|---|
| TellerScore | 92 (stronger) | 70 |
| Capital cushion | 94 (stronger) | 51 |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 87 (stronger) | 85 |
| Funding & liquidity | 73 | 79 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 97th | 43rd |
| Total assets | $389.2M | $264.6M |
| Deposits / shares | $311.6M | $237.3M |
| Capital ratio | 14.37% (stronger) | 10.06% |
| Problem loans | 0.00% (stronger) | 0.98% |
| Net charge-offs | 0.00% (stronger) | 0.35% |
| Return on assets | 1.67% (stronger) | 1.62% |
| Loans ÷ deposits | 83.4% | 63.6% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 30.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.0% |
Lakeside Bank has the higher TellerScore (92 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 6 and Bank of DeSoto, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.