Side-by-side · Q2 2026 data
Lakeside Bank vs Charles Schwab Bank, SSB
Metric by metric
| Measure | Lakeside Bank | Charles Schwab Bank, SSB |
|---|---|---|
| TellerScore | 92 (stronger) | 81 |
| Capital cushion | 94 (stronger) | 57 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 87 (stronger) | 73 |
| Funding & liquidity | 73 | 96 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 100th |
| Total assets | $389.2M | $250.8B |
| Deposits / shares | $311.6M | $225.2B |
| Capital ratio | 14.37% (stronger) | 10.65% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.67% (stronger) | 1.33% |
| Loans ÷ deposits | 83.4% | 29.9% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 19.0% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | 760 |
| Complaints per $1B deposits | — | 3.4 |
| Mortgage denial rate (HMDA) | — | 5.2% |
Lakeside Bank has the higher TellerScore (92 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 5 and Charles Schwab Bank, SSB on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.