Side-by-side · Q2 2026 data
Lakeside Bank vs Harmony Bank
Metric by metric
| Measure | Lakeside Bank | Harmony Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 75 |
| Capital cushion | 94 (stronger) | 69 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 87 (stronger) | 66 |
| Funding & liquidity | 73 (stronger) | 43 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 61st |
| Total assets | $389.2M | $855.3M |
| Deposits / shares | $311.6M | $707.7M |
| Capital ratio | 14.37% (stronger) | 11.90% |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.00% (stronger) | 0.52% |
| Return on assets | 1.67% (stronger) | 1.16% |
| Loans ÷ deposits | 83.4% (stronger) | 88.0% |
| Uninsured deposits | 18.1% (stronger) | 41.4% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
Lakeside Bank has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 7 and Harmony Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.