Side-by-side · Q2 2026 data
Lakeside Bank vs Libertyone Credit Union
Metric by metric
| Measure | Lakeside Bank | Libertyone Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 60 |
| Capital cushion | 94 (stronger) | 62 |
| Loan quality | 100 (stronger) | 56 |
| Earnings | 87 (stronger) | 35 |
| Funding & liquidity | 73 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 97th | 21st |
| Total assets | $389.2M | $175.5M |
| Deposits / shares | $311.6M | $155.6M |
| Capital ratio | 14.37% (stronger) | 11.15% |
| Problem loans | 0.00% (stronger) | 1.32% |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 1.67% (stronger) | 0.38% |
| Loans ÷ deposits | 83.4% | 81.2% (stronger) |
| Uninsured deposits | 18.1% | 16.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Lakeside Bank has the higher TellerScore (92 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 5 and Libertyone Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.