Side-by-side · Q2 2026 data
Lakeside Bank vs Lone Star Credit Union
Metric by metric
| Measure | Lakeside Bank | Lone Star Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 65 |
| Capital cushion | 94 (stronger) | 39 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 87 (stronger) | 39 |
| Funding & liquidity | 73 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 97th | 34th |
| Total assets | $389.2M | $188.3M |
| Deposits / shares | $311.6M | $169.8M |
| Capital ratio | 14.37% (stronger) | 8.93% |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | 0.00% (stronger) | 0.80% |
| Return on assets | 1.67% (stronger) | 0.49% |
| Loans ÷ deposits | 83.4% | 72.0% (stronger) |
| Uninsured deposits | 18.1% | 7.9% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Bank has the higher TellerScore (92 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 5 and Lone Star Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.