Side-by-side · Q2 2026 data
Lakeside Bank vs Resource One Credit Union
Metric by metric
| Measure | Lakeside Bank | Resource One Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 60 |
| Capital cushion | 94 (stronger) | 54 |
| Loan quality | 100 (stronger) | 22 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 73 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 65 |
| Peer percentile | 97th | 21st |
| Total assets | $389.2M | $555.2M |
| Deposits / shares | $311.6M | $495.2M |
| Capital ratio | 14.37% (stronger) | 10.43% |
| Problem loans | 0.00% (stronger) | 2.33% |
| Net charge-offs | 0.00% (stronger) | 1.14% |
| Return on assets | 1.67% | 3.26% (stronger) |
| Loans ÷ deposits | 83.4% | 83.3% (stronger) |
| Uninsured deposits | 18.1% | 5.8% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 66.7% |
Lakeside Bank has the higher TellerScore (92 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 4 and Resource One Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.