Side-by-side · Q2 2026 data
Lakeside Bank vs State Bank of Texas
Metric by metric
| Measure | Lakeside Bank | State Bank of Texas |
|---|---|---|
| TellerScore | 92 (stronger) | 74 |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 100 (stronger) | 28 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 73 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 97th | 74th |
| Total assets | $389.2M | $2.6B |
| Deposits / shares | $311.6M | $2.1B |
| Capital ratio | 14.37% | 15.71% (stronger) |
| Problem loans | 0.00% (stronger) | 2.16% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.67% | 4.24% (stronger) |
| Loans ÷ deposits | 83.4% (stronger) | 96.8% |
| Uninsured deposits | 18.1% | 16.6% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Bank has the higher TellerScore (92 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 4 and State Bank of Texas on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.