Side-by-side · Q2 2026 data
Lakeside Bank vs Texas Capital Bank
Metric by metric
| Measure | Lakeside Bank | Texas Capital Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 67 |
| Capital cushion | 94 (stronger) | 57 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 87 (stronger) | 61 |
| Funding & liquidity | 73 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 97th | 63rd |
| Total assets | $389.2M | $33.6B |
| Deposits / shares | $311.6M | $29.4B |
| Capital ratio | 14.37% (stronger) | 10.67% |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 1.67% (stronger) | 1.03% |
| Loans ÷ deposits | 83.4% (stronger) | 84.0% |
| Uninsured deposits | 18.1% (stronger) | 37.7% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | 140 |
| Complaints per $1B deposits | — | 4.8 |
| Mortgage denial rate (HMDA) | — | 4.4% |
Lakeside Bank has the higher TellerScore (92 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 7 and Texas Capital Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.