TellerScore

Side-by-side · Q2 2026 data

Lakeside Bank vs TrustTexas Bank, SSB

Bank

Lakeside Bank

Rockwall, Texas · $100 million – $1 billion

92of 100
Very strong

Bank

TrustTexas Bank, SSB

Cuero, Texas · $100 million – $1 billion

54of 100
Below average

Metric by metric

MeasureLakeside BankTrustTexas Bank, SSB
TellerScore92 (stronger)54
Capital cushion94 (stronger)30
Loan quality100 (stronger)78
Earnings87 (stronger)30
Funding & liquidity7389 (stronger)
Problem-loan coverage100 (stronger)63
Peer percentile97th10th
Total assets$389.2M$393.5M
Deposits / shares$311.6M$384.8M
Capital ratio14.37% (stronger)8.02%
Problem loans0.00% (stronger)0.67%
Net charge-offs0.00% (stronger)0.04%
Return on assets1.67% (stronger)0.24%
Loans ÷ deposits83.4%54.9% (stronger)
Uninsured deposits18.1% (stronger)25.5%
Offices26
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—31.3%

Lakeside Bank has the higher TellerScore (92 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Bank leads on 6 and TrustTexas Bank, SSB on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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