Side-by-side · Q2 2026 data
Lamar Bank and Trust Company vs Community National Bank & Trust
Metric by metric
| Measure | Lamar Bank and Trust Company | Community National Bank & Trust |
|---|---|---|
| TellerScore | 79 (stronger) | 65 |
| Capital cushion | 52 (stronger) | 40 |
| Loan quality | 98 (stronger) | 73 |
| Earnings | 92 (stronger) | 67 |
| Funding & liquidity | 70 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 75th | 36th |
| Total assets | $269.0M | $2.5B |
| Deposits / shares | $235.1M | $2.2B |
| Capital ratio | 10.20% (stronger) | 8.97% |
| Problem loans | 0.05% (stronger) | 0.80% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.80% (stronger) | 1.17% |
| Loans ÷ deposits | 86.4% | 75.9% (stronger) |
| Uninsured deposits | 18.7% | 16.6% (stronger) |
| Offices | 2 | 40 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Lamar Bank and Trust Company has the higher TellerScore (79 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Lamar Bank and Trust Company leads on 5 and Community National Bank & Trust on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lamar, MO