Side-by-side · Q2 2026 data
Lamar Bank and Trust Company vs Simmons Bank
Metric by metric
| Measure | Lamar Bank and Trust Company | Simmons Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 60 |
| Capital cushion | 52 (stronger) | 42 |
| Loan quality | 98 (stronger) | 69 |
| Earnings | 92 (stronger) | 68 |
| Funding & liquidity | 70 (stronger) | 47 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 75th | 29th |
| Total assets | $269.0M | $24.7B |
| Deposits / shares | $235.1M | $19.9B |
| Capital ratio | 10.20% (stronger) | 9.18% |
| Problem loans | 0.05% (stronger) | 0.92% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 1.80% (stronger) | 1.21% |
| Loans ÷ deposits | 86.4% (stronger) | 89.5% |
| Uninsured deposits | 18.7% (stronger) | 36.2% |
| Offices | 2 | 218 |
| CFPB complaints (3 yrs) | — | 166 |
| Complaints per $1B deposits | — | 8.3 |
| Mortgage denial rate (HMDA) | — | 26.5% |
Lamar Bank and Trust Company has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Lamar Bank and Trust Company leads on 7 and Simmons Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lockwood, MO