Side-by-side · Q2 2026 data
Lamoure Credit Union vs Area Community Credit Union
Credit union
Area Community Credit Union
Grand Forks, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Lamoure Credit Union | Area Community Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 72 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 49 |
| Earnings | 91 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 98th | 44th |
| Total assets | $38.8M | $27.7M |
| Deposits / shares | $31.4M | $22.4M |
| Capital ratio | 18.93% (stronger) | 18.83% |
| Problem loans | 0.00% (stronger) | 1.54% |
| Net charge-offs | 0.00% (stronger) | 0.84% |
| Return on assets | 1.76% (stronger) | 0.52% |
| Loans ÷ deposits | 58.2% (stronger) | 75.2% |
| Uninsured deposits | 12.5% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lamoure Credit Union has the higher TellerScore (98 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Lamoure Credit Union leads on 6 and Area Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.