Side-by-side · Q2 2026 data
Lamoure Credit Union vs Journey Credit Union
Metric by metric
| Measure | Lamoure Credit Union | Journey Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 63 |
| Earnings | 91 (stronger) | 82 |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 98th | 77th |
| Total assets | $38.8M | $97.6M |
| Deposits / shares | $31.4M | $80.4M |
| Capital ratio | 18.93% (stronger) | 16.86% |
| Problem loans | 0.00% (stronger) | 1.11% |
| Net charge-offs | 0.00% (stronger) | 0.64% |
| Return on assets | 1.76% (stronger) | 1.56% |
| Loans ÷ deposits | 58.2% (stronger) | 70.6% |
| Uninsured deposits | 12.5% | 9.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Lamoure Credit Union has the higher TellerScore (98 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Lamoure Credit Union leads on 6 and Journey Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.