Side-by-side · Q2 2026 data
Lanai Federal Credit Union vs Molokai Community Federal Credit Union
Credit union
Molokai Community Federal Credit Union
Kaunakakai, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Lanai Federal Credit Union | Molokai Community Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 75 (stronger) | 73 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 59th | 36th |
| Total assets | $38.2M | $38.3M |
| Deposits / shares | $33.6M | $31.1M |
| Capital ratio | 11.89% | 18.54% (stronger) |
| Problem loans | 0.88% (stronger) | 4.40% |
| Net charge-offs | 0.16% | -0.26% (stronger) |
| Return on assets | 1.37% (stronger) | 1.32% |
| Loans ÷ deposits | 16.9% (stronger) | 47.8% |
| Uninsured deposits | 0.0% (stronger) | 4.6% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lanai Federal Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lanai Federal Credit Union leads on 5 and Molokai Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.