Side-by-side · Q2 2026 data
Lanai Federal Credit Union vs Onomea Federal Credit Union
Metric by metric
| Measure | Lanai Federal Credit Union | Onomea Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 90 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 71 | 85 (stronger) |
| Earnings | 75 | 98 (stronger) |
| Funding & liquidity | 100 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 59th | 89th |
| Total assets | $38.2M | $26.0M |
| Deposits / shares | $33.6M | $21.1M |
| Capital ratio | 11.89% | 18.33% (stronger) |
| Problem loans | 0.88% | 0.46% (stronger) |
| Net charge-offs | 0.16% | -0.00% (stronger) |
| Return on assets | 1.37% | 1.95% (stronger) |
| Loans ÷ deposits | 16.9% (stronger) | 96.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Onomea Federal Credit Union has the higher TellerScore (90 vs 78). On the 6 directional measures above (where higher or lower is clearly better), Lanai Federal Credit Union leads on 1 and Onomea Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.