Side-by-side · Q2 2026 data
Landmark Bank vs Franklin State Bank & Trust Company
Metric by metric
| Measure | Landmark Bank | Franklin State Bank & Trust Company |
|---|---|---|
| TellerScore | 54 | 75 (stronger) |
| Capital cushion | 65 (stronger) | 50 |
| Loan quality | 36 | 75 (stronger) |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 62 | 83 (stronger) |
| Problem-loan coverage | 67 | 91 (stronger) |
| Peer percentile | 10th | 61st |
| Total assets | $229.8M | $224.7M |
| Deposits / shares | $204.0M | $200.2M |
| Capital ratio | 11.46% (stronger) | 10.03% |
| Problem loans | 1.91% | 0.76% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.34% |
| Return on assets | 0.72% | 2.05% (stronger) |
| Loans ÷ deposits | 81.4% | 62.2% (stronger) |
| Uninsured deposits | 30.1% | 28.5% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Franklin State Bank & Trust Company has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Landmark Bank leads on 2 and Franklin State Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.