Side-by-side · Q2 2026 data
Lanier Federal Credit Union vs Northside Federal Credit Union
Credit union
Northside Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Metric by metric
| Measure | Lanier Federal Credit Union | Northside Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 88 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 82 | 82 |
| Earnings | 0 | 71 (stronger) |
| Funding & liquidity | 68 | 90 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 12th | 85th |
| Total assets | $71.6M | $20.8M |
| Deposits / shares | $64.3M | $16.8M |
| Capital ratio | 9.31% | 18.92% (stronger) |
| Problem loans | 0.53% (stronger) | 0.54% |
| Net charge-offs | 0.67% (stronger) | 0.81% |
| Return on assets | -0.70% | 1.27% (stronger) |
| Loans ÷ deposits | 92.0% | 70.3% (stronger) |
| Uninsured deposits | 1.4% | 0.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northside Federal Credit Union has the higher TellerScore (88 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Lanier Federal Credit Union leads on 2 and Northside Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.