Side-by-side · Q2 2026 data
Laredo Federal Credit Union vs Allied Federal Credit Union
Metric by metric
| Measure | Laredo Federal Credit Union | Allied Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 88 (stronger) |
| Capital cushion | 63 | 72 (stronger) |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 50 | 92 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 66th | 92nd |
| Total assets | $136.6M | $137.6M |
| Deposits / shares | $125.6M | $120.1M |
| Capital ratio | 11.31% | 12.22% (stronger) |
| Problem loans | 0.35% | 0.23% (stronger) |
| Net charge-offs | 0.35% (stronger) | 0.40% |
| Return on assets | 0.75% | 1.79% (stronger) |
| Loans ÷ deposits | 62.9% | 46.4% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 3.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | 0.0% |
Allied Federal Credit Union has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Laredo Federal Credit Union leads on 2 and Allied Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.