Side-by-side · Q2 2026 data
Laredo Federal Credit Union vs Eastex Credit Union
Metric by metric
| Measure | Laredo Federal Credit Union | Eastex Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 63 | 65 (stronger) |
| Loan quality | 88 | 95 (stronger) |
| Earnings | 50 | 64 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 66th | 80th |
| Total assets | $136.6M | $131.7M |
| Deposits / shares | $125.6M | $115.6M |
| Capital ratio | 11.31% | 11.54% (stronger) |
| Problem loans | 0.35% | 0.16% (stronger) |
| Net charge-offs | 0.35% | 0.25% (stronger) |
| Return on assets | 0.75% | 1.10% (stronger) |
| Loans ÷ deposits | 62.9% | 56.7% (stronger) |
| Uninsured deposits | 2.9% | 0.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Eastex Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Laredo Federal Credit Union leads on 0 and Eastex Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.