Side-by-side · Q2 2026 data
Le Roy Federal Credit Union vs Family First of NY Federal Credit Union
Credit union
Family First of NY Federal Credit Union
Rochester, New York · $100 million – $1 billion
Metric by metric
| Measure | Le Roy Federal Credit Union | Family First of NY Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 66 |
| Capital cushion | 64 | 70 (stronger) |
| Loan quality | 88 (stronger) | 80 |
| Earnings | 99 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 80th | 37th |
| Total assets | $21.1M | $345.3M |
| Deposits / shares | $18.6M | $258.7M |
| Capital ratio | 11.44% | 11.99% (stronger) |
| Problem loans | 0.37% (stronger) | 0.59% |
| Net charge-offs | 0.86% | 0.17% (stronger) |
| Return on assets | 1.97% (stronger) | 0.50% |
| Loans ÷ deposits | 32.4% (stronger) | 111.5% |
| Uninsured deposits | 1.4% (stronger) | 4.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Le Roy Federal Credit Union has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Le Roy Federal Credit Union leads on 5 and Family First of NY Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.