Side-by-side · Q2 2026 data
Lead Bank vs Farmers Bank & Trust
Metric by metric
| Measure | Lead Bank | Farmers Bank & Trust |
|---|---|---|
| TellerScore | 44 | 96 (stronger) |
| Capital cushion | 24 | 100 (stronger) |
| Loan quality | 0 | 94 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 84 | 87 (stronger) |
| Problem-loan coverage | 73 | 99 (stronger) |
| Peer percentile | 4th | 100th |
| Total assets | $2.8B | $1.1B |
| Deposits / shares | $2.5B | $699.1M |
| Capital ratio | 7.40% | 23.97% (stronger) |
| Problem loans | 3.26% | 0.19% (stronger) |
| Net charge-offs | 0.90% | -0.00% (stronger) |
| Return on assets | 1.59% | 2.56% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 71.3% |
| Uninsured deposits | 30.0% | 16.6% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Farmers Bank & Trust has the higher TellerScore (96 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Lead Bank leads on 1 and Farmers Bank & Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.