Side-by-side · Q2 2026 data
Lead Bank vs Oakstar Bank
Metric by metric
| Measure | Lead Bank | Oakstar Bank |
|---|---|---|
| TellerScore | 44 | 69 (stronger) |
| Capital cushion | 24 | 48 (stronger) |
| Loan quality | 0 | 84 (stronger) |
| Earnings | 83 (stronger) | 79 |
| Funding & liquidity | 84 (stronger) | 56 |
| Problem-loan coverage | 73 | 92 (stronger) |
| Peer percentile | 4th | 53rd |
| Total assets | $2.8B | $3.3B |
| Deposits / shares | $2.5B | $2.8B |
| Capital ratio | 7.40% | 9.79% (stronger) |
| Problem loans | 3.26% | 0.48% (stronger) |
| Net charge-offs | 0.90% | 0.08% (stronger) |
| Return on assets | 1.59% (stronger) | 1.48% |
| Loans ÷ deposits | 45.0% (stronger) | 100.5% |
| Uninsured deposits | 30.0% | 18.5% (stronger) |
| Offices | 2 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.7% |
Oakstar Bank has the higher TellerScore (69 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Lead Bank leads on 2 and Oakstar Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.