Side-by-side · Q2 2026 data
Leatherstocking Region Federal Credit Union vs I Am Federal Credit Union
Credit union
Leatherstocking Region Federal Credit Union
Cooperstown, New York · $100 million – $1 billion
Metric by metric
| Measure | Leatherstocking Region Federal Credit Union | I Am Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 50 |
| Capital cushion | 71 (stronger) | 68 |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 72 (stronger) | 38 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 74 |
| Peer percentile | 74th | 6th |
| Total assets | $107.7M | $103.2M |
| Deposits / shares | $94.6M | $93.0M |
| Capital ratio | 12.06% (stronger) | 11.76% |
| Problem loans | 0.68% (stronger) | 4.37% |
| Net charge-offs | 0.66% (stronger) | 3.15% |
| Return on assets | 1.31% (stronger) | 0.44% |
| Loans ÷ deposits | 67.5% | 38.4% (stronger) |
| Uninsured deposits | 1.6% | 0.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Leatherstocking Region Federal Credit Union has the higher TellerScore (78 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Leatherstocking Region Federal Credit Union leads on 5 and I Am Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.