Side-by-side · Q2 2026 data
Legacy Bank & Trust Company vs Peoples Community Bank
Metric by metric
| Measure | Legacy Bank & Trust Company | Peoples Community Bank |
|---|---|---|
| TellerScore | 64 | 83 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 51 | 59 (stronger) |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 61 | 62 (stronger) |
| Problem-loan coverage | 80 | 91 (stronger) |
| Peer percentile | 33rd | 84th |
| Total assets | $1.8B | $735.2M |
| Deposits / shares | $1.5B | $599.8M |
| Capital ratio | 11.91% | 18.54% (stronger) |
| Problem loans | 1.47% | 1.23% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.17% | 2.61% (stronger) |
| Loans ÷ deposits | 94.5% | 82.3% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 29.0% |
| Offices | 10 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
Peoples Community Bank has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank & Trust Company leads on 1 and Peoples Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.