Side-by-side · Q2 2026 data
Legacy Bank & Trust Company vs Progressive Ozark Bank
Metric by metric
| Measure | Legacy Bank & Trust Company | Progressive Ozark Bank |
|---|---|---|
| TellerScore | 64 | 77 (stronger) |
| Capital cushion | 69 (stronger) | 48 |
| Loan quality | 51 | 99 (stronger) |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 61 | 70 (stronger) |
| Problem-loan coverage | 80 (stronger) | 77 |
| Peer percentile | 33rd | 68th |
| Total assets | $1.8B | $190.9M |
| Deposits / shares | $1.5B | $170.7M |
| Capital ratio | 11.91% (stronger) | 9.78% |
| Problem loans | 1.47% | 0.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.17% | 2.30% (stronger) |
| Loans ÷ deposits | 94.5% | 90.4% (stronger) |
| Uninsured deposits | 19.5% | 8.9% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Progressive Ozark Bank has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank & Trust Company leads on 2 and Progressive Ozark Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.