Side-by-side · Q2 2026 data
Legacy Bank vs TruPoint Bank
Metric by metric
| Measure | Legacy Bank | TruPoint Bank |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 41 | 99 (stronger) |
| Earnings | 54 | 65 (stronger) |
| Funding & liquidity | 58 | 80 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 37th | 68th |
| Total assets | $360.2M | $690.8M |
| Deposits / shares | $279.7M | $593.7M |
| Capital ratio | 20.64% (stronger) | 10.60% |
| Problem loans | 1.78% | 0.02% (stronger) |
| Net charge-offs | 0.17% | -0.11% (stronger) |
| Return on assets | 0.85% | 1.12% (stronger) |
| Loans ÷ deposits | 82.9% | 77.7% (stronger) |
| Uninsured deposits | 32.4% | 17.1% (stronger) |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.1% | 19.0% |
TruPoint Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank leads on 1 and TruPoint Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Grundy, VA
- Abingdon, VA
- Pounding Mill, VA