Side-by-side · Q2 2026 data
Legacy Bank vs Bank of Hydro
Metric by metric
| Measure | Legacy Bank | Bank of Hydro |
|---|---|---|
| TellerScore | 36 | 76 (stronger) |
| Capital cushion | 35 | 66 (stronger) |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 29 | 100 (stronger) |
| Funding & liquidity | 94 (stronger) | 52 |
| Problem-loan coverage | 58 | 90 (stronger) |
| Peer percentile | 1st | 64th |
| Total assets | $686.5M | $180.8M |
| Deposits / shares | $624.8M | $156.9M |
| Capital ratio | 8.53% | 11.56% (stronger) |
| Problem loans | 3.22% | 0.64% (stronger) |
| Net charge-offs | -0.09% (stronger) | -0.05% |
| Return on assets | 0.22% | 2.70% (stronger) |
| Loans ÷ deposits | 66.3% (stronger) | 102.0% |
| Uninsured deposits | 14.9% (stronger) | 20.8% |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Bank of Hydro has the higher TellerScore (76 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank leads on 3 and Bank of Hydro on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.