Side-by-side · Q2 2026 data
Legacy Bank vs Correctional Workers Federal Credit Union
Credit union
Correctional Workers Federal Credit Union
El Reno, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | Legacy Bank | Correctional Workers Federal Credit Union |
|---|---|---|
| TellerScore | 36 | 88 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 0 | 94 (stronger) |
| Earnings | 29 | 49 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 58 | 99 (stronger) |
| Peer percentile | 1st | 85th |
| Total assets | $686.5M | $10.5M |
| Deposits / shares | $624.8M | $8.6M |
| Capital ratio | 8.53% | 17.88% (stronger) |
| Problem loans | 3.22% | 0.19% (stronger) |
| Net charge-offs | -0.09% (stronger) | -0.08% |
| Return on assets | 0.22% | 0.72% (stronger) |
| Loans ÷ deposits | 66.3% | 47.8% (stronger) |
| Uninsured deposits | 14.9% | 0.1% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Correctional Workers Federal Credit Union has the higher TellerScore (88 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank leads on 1 and Correctional Workers Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.