Side-by-side · Q2 2026 data
Legacy Credit Union vs Highway Alliance Credit Union
Credit union
Highway Alliance Credit Union
Jefferson city, Missouri · Under $100 million in assets
Metric by metric
| Measure | Legacy Credit Union | Highway Alliance Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 47 | 73 (stronger) |
| Earnings | 79 (stronger) | 58 |
| Funding & liquidity | 88 | 97 (stronger) |
| Problem-loan coverage | 89 | 92 (stronger) |
| Peer percentile | 65th | 47th |
| Total assets | $25.4M | $29.5M |
| Deposits / shares | $20.8M | $26.1M |
| Capital ratio | 17.47% (stronger) | 11.47% |
| Problem loans | 1.60% | 0.80% (stronger) |
| Net charge-offs | 0.27% | 0.15% (stronger) |
| Return on assets | 1.47% (stronger) | 0.96% |
| Loans ÷ deposits | 72.2% | 62.8% (stronger) |
| Uninsured deposits | 2.2% (stronger) | 5.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Legacy Credit Union has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Legacy Credit Union leads on 4 and Highway Alliance Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.