Side-by-side · Q2 2026 data
Legacy Credit Union vs United Labor Credit Union
Metric by metric
| Measure | Legacy Credit Union | United Labor Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 23 |
| Loan quality | 47 | 62 (stronger) |
| Earnings | 79 (stronger) | 46 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 89 (stronger) | 85 |
| Peer percentile | 65th | 15th |
| Total assets | $25.4M | $23.0M |
| Deposits / shares | $20.8M | $21.2M |
| Capital ratio | 17.47% (stronger) | 7.35% |
| Problem loans | 1.60% | 1.13% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.58% |
| Return on assets | 1.47% (stronger) | 0.66% |
| Loans ÷ deposits | 72.2% | 54.0% (stronger) |
| Uninsured deposits | 2.2% (stronger) | 15.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Legacy Credit Union has the higher TellerScore (80 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Legacy Credit Union leads on 5 and United Labor Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.