Side-by-side · Q2 2026 data
Legence Bank vs The Bank of Herrin
Metric by metric
| Measure | Legence Bank | The Bank of Herrin |
|---|---|---|
| TellerScore | 70 (stronger) | 65 |
| Capital cushion | 45 (stronger) | 38 |
| Loan quality | 61 | 72 (stronger) |
| Earnings | 98 (stronger) | 69 |
| Funding & liquidity | 84 | 86 (stronger) |
| Problem-loan coverage | 86 (stronger) | 84 |
| Peer percentile | 43rd | 29th |
| Total assets | $642.9M | $349.2M |
| Deposits / shares | $573.6M | $326.5M |
| Capital ratio | 9.55% (stronger) | 8.81% |
| Problem loans | 1.17% | 0.83% (stronger) |
| Net charge-offs | 0.44% | -0.01% (stronger) |
| Return on assets | 1.96% (stronger) | 1.23% |
| Loans ÷ deposits | 69.0% (stronger) | 70.2% |
| Uninsured deposits | 21.2% | 18.4% (stronger) |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 7.7% |
Legence Bank has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Legence Bank leads on 4 and The Bank of Herrin on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.