Side-by-side · Q2 2026 data
Legence Bank vs TrustBank
Metric by metric
| Measure | Legence Bank | TrustBank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 45 | 48 (stronger) |
| Loan quality | 61 | 76 (stronger) |
| Earnings | 98 | 98 |
| Funding & liquidity | 84 (stronger) | 49 |
| Problem-loan coverage | 86 (stronger) | 74 |
| Peer percentile | 43rd | 37th |
| Total assets | $642.9M | $640.2M |
| Deposits / shares | $573.6M | $557.6M |
| Capital ratio | 9.55% | 9.81% (stronger) |
| Problem loans | 1.17% | 0.73% (stronger) |
| Net charge-offs | 0.44% | 0.27% (stronger) |
| Return on assets | 1.96% (stronger) | 1.94% |
| Loans ÷ deposits | 69.0% (stronger) | 97.0% |
| Uninsured deposits | 21.2% (stronger) | 27.9% |
| Offices | 11 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 6.1% |
Legence Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Legence Bank leads on 4 and TrustBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.