Side-by-side · Q2 2026 data
Legend Bank, N.A. vs American National Bank & Trust
Metric by metric
| Measure | Legend Bank, N.A. | American National Bank & Trust |
|---|---|---|
| TellerScore | 82 (stronger) | 61 |
| Capital cushion | 54 (stronger) | 52 |
| Loan quality | 96 (stronger) | 71 |
| Earnings | 98 (stronger) | 59 |
| Funding & liquidity | 81 (stronger) | 48 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 93rd | 24th |
| Total assets | $1.3B | $2.5B |
| Deposits / shares | $1.1B | $2.2B |
| Capital ratio | 10.35% (stronger) | 10.18% |
| Problem loans | 0.12% (stronger) | 0.88% |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.95% (stronger) | 0.99% |
| Loans ÷ deposits | 72.1% (stronger) | 84.8% |
| Uninsured deposits | 21.9% (stronger) | 39.3% |
| Offices | 13 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 4.4% |
Legend Bank, N.A. has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 6 and American National Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.