Side-by-side · Q2 2026 data
Legend Bank, N.A. vs Dallas Capital Bank, National Association
Metric by metric
| Measure | Legend Bank, N.A. | Dallas Capital Bank, National Association |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 54 | 63 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 98 (stronger) | 56 |
| Funding & liquidity | 81 (stronger) | 16 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 93rd | 49th |
| Total assets | $1.3B | $1.2B |
| Deposits / shares | $1.1B | $938.9M |
| Capital ratio | 10.35% | 11.35% (stronger) |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 1.95% (stronger) | 0.89% |
| Loans ÷ deposits | 72.1% (stronger) | 99.0% |
| Uninsured deposits | 21.9% (stronger) | 55.7% |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Legend Bank, N.A. has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 4 and Dallas Capital Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.