Side-by-side · Q2 2026 data
Legend Bank, N.A. vs Datcu Credit Union
Metric by metric
| Measure | Legend Bank, N.A. | Datcu Credit Union |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 96 | 96 |
| Earnings | 98 (stronger) | 83 |
| Funding & liquidity | 81 (stronger) | 55 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 93rd | 97th |
| Total assets | $1.3B | $1.8B |
| Deposits / shares | $1.1B | $1.5B |
| Capital ratio | 10.35% | 17.19% (stronger) |
| Problem loans | 0.12% (stronger) | 0.13% |
| Net charge-offs | 0.07% (stronger) | 0.69% |
| Return on assets | 1.95% (stronger) | 1.57% |
| Loans ÷ deposits | 72.1% (stronger) | 105.5% |
| Uninsured deposits | 21.9% | 5.0% (stronger) |
| Offices | 13 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Datcu Credit Union has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 4 and Datcu Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.