Side-by-side · Q2 2026 data
Legend Bank, N.A. vs First Federal Community Bank, SSB
Metric by metric
| Measure | Legend Bank, N.A. | First Federal Community Bank, SSB |
|---|---|---|
| TellerScore | 82 (stronger) | 74 |
| Capital cushion | 54 | 81 (stronger) |
| Loan quality | 96 (stronger) | 75 |
| Earnings | 98 (stronger) | 61 |
| Funding & liquidity | 81 (stronger) | 63 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 93rd | 57th |
| Total assets | $1.3B | $603.6M |
| Deposits / shares | $1.1B | $520.4M |
| Capital ratio | 10.35% | 13.10% (stronger) |
| Problem loans | 0.12% (stronger) | 0.75% |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 1.95% (stronger) | 1.03% |
| Loans ÷ deposits | 72.1% (stronger) | 89.8% |
| Uninsured deposits | 21.9% | 21.2% (stronger) |
| Offices | 13 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Legend Bank, N.A. has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 4 and First Federal Community Bank, SSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.