Side-by-side · Q2 2026 data
Legend Bank, N.A. vs First Texas Bank
Metric by metric
| Measure | Legend Bank, N.A. | First Texas Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 80 |
| Capital cushion | 54 | 62 (stronger) |
| Loan quality | 96 (stronger) | 81 |
| Earnings | 98 (stronger) | 94 |
| Funding & liquidity | 81 | 87 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 93rd | 90th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 10.35% | 11.25% (stronger) |
| Problem loans | 0.12% (stronger) | 0.58% |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 1.95% (stronger) | 1.85% |
| Loans ÷ deposits | 72.1% | 49.2% (stronger) |
| Uninsured deposits | 21.9% (stronger) | 26.6% |
| Offices | 13 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 15.9% |
Legend Bank, N.A. has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 4 and First Texas Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.