Side-by-side · Q2 2026 data
Legend Bank, N.A. vs First Texoma National Bank
Metric by metric
| Measure | Legend Bank, N.A. | First Texoma National Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 50 |
| Capital cushion | 54 | 66 (stronger) |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 98 (stronger) | 66 |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 98 (stronger) | 57 |
| Peer percentile | 93rd | 7th |
| Total assets | $1.3B | $225.4M |
| Deposits / shares | $1.1B | $202.3M |
| Capital ratio | 10.35% | 11.60% (stronger) |
| Problem loans | 0.12% (stronger) | 3.38% |
| Net charge-offs | 0.07% (stronger) | 0.23% |
| Return on assets | 1.95% (stronger) | 1.14% |
| Loans ÷ deposits | 72.1% (stronger) | 74.2% |
| Uninsured deposits | 21.9% (stronger) | 22.9% |
| Offices | 13 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 3.5% |
Legend Bank, N.A. has the higher TellerScore (82 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 6 and First Texoma National Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.