Side-by-side · Q2 2026 data
Legend Bank, N.A. vs Muenster State Bank
Metric by metric
| Measure | Legend Bank, N.A. | Muenster State Bank |
|---|---|---|
| TellerScore | 82 | 98 (stronger) |
| Capital cushion | 54 | 98 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 81 | 90 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 93rd | 100th |
| Total assets | $1.3B | $227.0M |
| Deposits / shares | $1.1B | $192.3M |
| Capital ratio | 10.35% | 14.78% (stronger) |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.95% | 2.36% (stronger) |
| Loans ÷ deposits | 72.1% | 42.5% (stronger) |
| Uninsured deposits | 21.9% (stronger) | 24.1% |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Muenster State Bank has the higher TellerScore (98 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 1 and Muenster State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.