Side-by-side · Q2 2026 data
Legend Bank, N.A. vs The City National Bank of Sulphur Springs
Bank
The City National Bank of Sulphur Springs
Sulphur Springs, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Legend Bank, N.A. | The City National Bank of Sulphur Springs |
|---|---|---|
| TellerScore | 82 (stronger) | 78 |
| Capital cushion | 54 (stronger) | 48 |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 81 (stronger) | 70 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 93rd | 86th |
| Total assets | $1.3B | $1.4B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 10.35% (stronger) | 9.78% |
| Problem loans | 0.12% (stronger) | 0.15% |
| Net charge-offs | 0.07% | -0.09% (stronger) |
| Return on assets | 1.95% | 2.28% (stronger) |
| Loans ÷ deposits | 72.1% (stronger) | 77.0% |
| Uninsured deposits | 21.9% (stronger) | 27.2% |
| Offices | 13 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 13.8% |
Legend Bank, N.A. has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Legend Bank, N.A. leads on 5 and The City National Bank of Sulphur Springs on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.