Side-by-side · Q2 2026 data
Legends Bank vs Highway Alliance Credit Union
Credit union
Highway Alliance Credit Union
Jefferson city, Missouri · Under $100 million in assets
Metric by metric
| Measure | Legends Bank | Highway Alliance Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 83 (stronger) | 73 |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 65 | 97 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 95th | 47th |
| Total assets | $635.5M | $29.5M |
| Deposits / shares | $515.2M | $26.1M |
| Capital ratio | 18.31% (stronger) | 11.47% |
| Problem loans | 0.51% (stronger) | 0.80% |
| Net charge-offs | 0.02% (stronger) | 0.15% |
| Return on assets | 2.26% (stronger) | 0.96% |
| Loans ÷ deposits | 88.1% | 62.8% (stronger) |
| Uninsured deposits | 21.6% | 5.2% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | — |
Legends Bank has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Legends Bank leads on 5 and Highway Alliance Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.