Side-by-side · Q2 2026 data
Legends Bank vs Vantage Credit Union
Metric by metric
| Measure | Legends Bank | Vantage Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 30 |
| Loan quality | 83 (stronger) | 80 |
| Earnings | 100 (stronger) | 34 |
| Funding & liquidity | 65 | 80 (stronger) |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 95th | 17th |
| Total assets | $635.5M | $1.2B |
| Deposits / shares | $515.2M | $1.1B |
| Capital ratio | 18.31% (stronger) | 8.03% |
| Problem loans | 0.51% (stronger) | 0.59% |
| Net charge-offs | 0.02% (stronger) | 0.71% |
| Return on assets | 2.26% (stronger) | 0.35% |
| Loans ÷ deposits | 88.1% | 80.3% (stronger) |
| Uninsured deposits | 21.6% | 4.5% (stronger) |
| Offices | 11 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | 25.2% |
Legends Bank has the higher TellerScore (90 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Legends Bank leads on 5 and Vantage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.