Side-by-side · Q2 2026 data
Leighton State Bank vs United Community Bank
Metric by metric
| Measure | Leighton State Bank | United Community Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 51 |
| Capital cushion | 60 (stronger) | 35 |
| Loan quality | 74 (stronger) | 50 |
| Earnings | 92 (stronger) | 65 |
| Funding & liquidity | 68 (stronger) | 46 |
| Problem-loan coverage | 90 (stronger) | 79 |
| Peer percentile | 57th | 8th |
| Total assets | $298.2M | $290.0M |
| Deposits / shares | $254.4M | $232.7M |
| Capital ratio | 10.99% (stronger) | 8.45% |
| Problem loans | 0.79% (stronger) | 1.51% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 1.12% |
| Loans ÷ deposits | 86.3% (stronger) | 89.6% |
| Uninsured deposits | 20.2% (stronger) | 37.4% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Leighton State Bank has the higher TellerScore (74 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Leighton State Bank leads on 6 and United Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.