Side-by-side · Q2 2026 data
Lennox Employees Credit Union vs 5 Star Community Credit Union
Credit union
5 Star Community Credit Union
Mount Pleasant, Iowa · Under $100 million in assets
Metric by metric
| Measure | Lennox Employees Credit Union | 5 Star Community Credit Union |
|---|---|---|
| TellerScore | 55 | 58 (stronger) |
| Capital cushion | 36 (stronger) | 34 |
| Loan quality | 70 | 74 (stronger) |
| Earnings | 19 | 41 (stronger) |
| Funding & liquidity | 96 (stronger) | 82 |
| Problem-loan coverage | 88 (stronger) | 87 |
| Peer percentile | 15th | 19th |
| Total assets | $73.4M | $54.5M |
| Deposits / shares | $66.7M | $49.4M |
| Capital ratio | 8.55% (stronger) | 8.35% |
| Problem loans | 0.89% | 0.79% (stronger) |
| Net charge-offs | 0.62% | 0.35% (stronger) |
| Return on assets | -0.04% | 0.51% (stronger) |
| Loans ÷ deposits | 64.2% (stronger) | 78.3% |
| Uninsured deposits | 4.2% | 0.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
5 Star Community Credit Union has the higher TellerScore (58 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Lennox Employees Credit Union leads on 2 and 5 Star Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.