Side-by-side · Q2 2026 data
Lennox Employees Credit Union vs Des Moines Metro Credit Union
Metric by metric
| Measure | Lennox Employees Credit Union | Des Moines Metro Credit Union |
|---|---|---|
| TellerScore | 55 | 79 (stronger) |
| Capital cushion | 36 | 76 (stronger) |
| Loan quality | 70 | 78 (stronger) |
| Earnings | 19 | 64 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 15th | 62nd |
| Total assets | $73.4M | $77.7M |
| Deposits / shares | $66.7M | $66.9M |
| Capital ratio | 8.55% | 12.58% (stronger) |
| Problem loans | 0.89% | 0.67% (stronger) |
| Net charge-offs | 0.62% | 0.46% (stronger) |
| Return on assets | -0.04% | 1.11% (stronger) |
| Loans ÷ deposits | 64.2% | 58.4% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 6.8% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Des Moines Metro Credit Union has the higher TellerScore (79 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Lennox Employees Credit Union leads on 1 and Des Moines Metro Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.