Side-by-side · Q2 2026 data
Liberty Bank and Trust Company vs Synergy Bank
Metric by metric
| Measure | Liberty Bank and Trust Company | Synergy Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 61 |
| Capital cushion | 64 (stronger) | 63 |
| Loan quality | 70 (stronger) | 31 |
| Earnings | 57 | 84 (stronger) |
| Funding & liquidity | 75 (stronger) | 66 |
| Problem-loan coverage | 86 (stronger) | 80 |
| Peer percentile | 49th | 24th |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $984.4M | $1.1B |
| Capital ratio | 11.35% (stronger) | 11.26% |
| Problem loans | 0.89% (stronger) | 2.07% |
| Net charge-offs | 0.23% | 0.19% (stronger) |
| Return on assets | 0.92% | 1.60% (stronger) |
| Loans ÷ deposits | 63.9% (stronger) | 78.5% |
| Uninsured deposits | 34.2% | 29.0% (stronger) |
| Offices | 14 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Liberty Bank and Trust Company has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank and Trust Company leads on 4 and Synergy Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.