Side-by-side · Q2 2026 data
Liberty Bank vs First Bankers Trust Company, National Association
Bank
First Bankers Trust Company, National Association
Quincy, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Liberty Bank | First Bankers Trust Company, National Association |
|---|---|---|
| TellerScore | 86 (stronger) | 57 |
| Capital cushion | 72 (stronger) | 50 |
| Loan quality | 95 (stronger) | 57 |
| Earnings | 87 (stronger) | 47 |
| Funding & liquidity | 90 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 90th | 16th |
| Total assets | $193.9M | $1.2B |
| Deposits / shares | $167.4M | $1.0B |
| Capital ratio | 12.21% (stronger) | 10.00% |
| Problem loans | 0.14% (stronger) | 1.28% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 1.67% (stronger) | 0.68% |
| Loans ÷ deposits | 70.5% | 59.8% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 43.1% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.4% |
Liberty Bank has the higher TellerScore (86 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 6 and First Bankers Trust Company, National Association on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.