Side-by-side · Q2 2026 data
Liberty Bank vs Members "first" Community Credit Union
Credit union
Members "first" Community Credit Union
Quincy, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Liberty Bank | Members "first" Community Credit Union |
|---|---|---|
| TellerScore | 86 | 92 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 95 | 99 (stronger) |
| Earnings | 87 | 89 (stronger) |
| Funding & liquidity | 90 (stronger) | 64 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 90th | 97th |
| Total assets | $193.9M | $111.6M |
| Deposits / shares | $167.4M | $82.4M |
| Capital ratio | 12.21% | 25.42% (stronger) |
| Problem loans | 0.14% | 0.03% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.47% |
| Return on assets | 1.67% | 1.74% (stronger) |
| Loans ÷ deposits | 70.5% (stronger) | 95.8% |
| Uninsured deposits | 10.1% | 1.3% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members "first" Community Credit Union has the higher TellerScore (92 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 2 and Members "first" Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.