Side-by-side · Q2 2026 data
Liberty Bank vs Connecticut State Employees Credit Union
Credit union
Connecticut State Employees Credit Union
Hartford, Connecticut · $1 billion – $10 billion
Metric by metric
| Measure | Liberty Bank | Connecticut State Employees Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 69 |
| Capital cushion | 84 (stronger) | 37 |
| Loan quality | 89 | 93 (stronger) |
| Earnings | 72 (stronger) | 48 |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 88th | 54th |
| Total assets | $9.4B | $2.7B |
| Deposits / shares | $7.1B | $2.5B |
| Capital ratio | 13.37% (stronger) | 8.66% |
| Problem loans | 0.32% | 0.21% (stronger) |
| Net charge-offs | 0.18% | 0.03% (stronger) |
| Return on assets | 1.30% (stronger) | 0.69% |
| Loans ÷ deposits | 101.8% | 17.1% (stronger) |
| Uninsured deposits | 25.5% | 10.4% (stronger) |
| Offices | 51 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Liberty Bank has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 3 and Connecticut State Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.